There are many reasons people choose to stay in an unhappy marriage. They might try to stay together for the sake of their children. Their religious beliefs may forbid a divorce, or they may postpone one due to their financial situation. However, recent changes in laws governing healthcare in the United States may alleviate some of the financial stresses for someone in Massachusetts or elsewhere who has been hesitant to seek a divorce due to financial concerns related to insurance coverage.
A major financial concern for someone seeking a divorce is health insurance. This was especially a concern for a spouse with a preexisting condition who relied on insurance coverage through their spouse. Previously a divorcing spouse could make significant concessions during the divorce process in order to retain insurance coverage, or they could seek coverage through COBRA, a law that provides insurance for up to 36 months after a judgment of divorce is entered. After that time period, one might end up paying for expensive, single coverage that could potentially be dropped at any time.